Reference

Terms Conditions That Govern How We Operate

These terms set out the rules between you and klwinmy — what you agree to when you open an account, how your wallet activity is handled, and what happens when things need to be sorted out.

Account eligibility conditionsWallet & payment termsTouch 'n Go eWallet, Boost, GrabPay scopeAccount suspension rulesDispute resolution path
klwinmy Terms Conditions That Govern How We Operate
ACCOUNT SECURITY POSTURE

How We Handle Your Account and Data

Your account data is held securely and used only for the purposes described in these terms. We do not sell your personal details to third parties. Wallet identifiers linked to Touch 'n Go eWallet, Boost or GrabPay are stored in encrypted form and used only to process your transactions. If you need to request a copy of your data, update an incorrect record, or close your account entirely, contact support with your account ID and the specific request — we action those through a documented internal process, not an automated form.

Data Retention

Account records are kept for the period required under applicable Malaysian law. Once that period lapses and your account is closed, personal data is deleted according to our retention schedule.

Cookie Use

We use session cookies to keep you logged in and analytics cookies to understand how the platform is navigated. You can adjust cookie preferences through your browser settings at any time.

Account Security

Login is protected by OTP verification sent to your registered mobile number. If you suspect unauthorised access, freeze your account immediately via the security tab and contact live chat.

Requesting Changes

To correct account details or remove data, submit a written request through email support. Include your account ID and the specific change needed — we confirm actioned requests in writing.

TERMS CONTACT PATHS

How to Reach Us About These Terms

If anything in these terms is unclear, or if you believe a rule has been applied to your account incorrectly, reach out directly. Our support team can walk you through a specific clause, explain why a transaction was flagged, or escalate a dispute to the relevant team. We do not resolve terms queries through social channels — use the direct paths below.

Team online

Live Chat

Open the chat window from your account dashboard. Agents can explain specific clauses and flag disputes for review during staffed hours.

Email Support

Send your query with your account ID to our support address. Email is the right path for formal disputes or requests for written confirmation of a terms point.

Help Centre

The Help Centre holds the current version of these terms plus worked examples of common account scenarios — check there first for a quick answer.

Common Questions About Our Terms

These are the questions we see most often from accounts across Malaysia — answered directly against what our terms actually say, not generic platform copy.

Yes. Any transaction routed through Touch 'n Go eWallet to fund your account falls under these terms for the klwinmy side of the transfer. The eWallet provider's own terms govern the send from your wallet.

We post all updates on this page with a revision date. Continuing to use your account after that date counts as acceptance. We do not apply changes retroactively to completed transactions.

Depending on the breach, we may suspend access, hold a pending withdrawal for review, or close the account. We notify you by email and explain which clause was involved before taking action.

Email support with your account ID and a data access request. We will confirm receipt and provide a summary of what is held within the timeframe required under applicable Malaysian law.

The same terms apply regardless of which wallet you withdraw to — Boost, GrabPay or any other supported method. The withdrawal verification step is identical across all supported local payment rails.

Malaysian law governs these terms where applicable. If a specific clause conflicts with local law, local law takes precedence for that point. Formal disputes should be raised through email support first.
Reference

Terms & Conditions

Service availability depends on eligible regions and local law. Users should check local rules before opening an account.

Access may be available only where local law permits.